prevent foreclosureFinally it's much easier to prevent foreclosure. The federal government has changed the Fannie Mae regulations which will make it a lot easier for homeowners to get loan modifications that will prevent foreclosure. The foreclosure crisis was the worst in 2008 and hopefully the year 2009 will see significantly fewer foreclosure, especially in the hard hit states of Arizona, California, Nevada, California, and Michigan. It is so important to prevent foreclosure to stop the bleeding from banks and homeowners which will help this economy get back on its feet. Presently we're in tough circumstances, but gradually, good news will come from the programs that are helping to prevent foreclosure and the infrastructure programs designed to create jobs in areas where they have been funded. In Arizona we're already seeing some of the benefits of these programs, and as the year goes by, jobs should start to increase which will also help to prevent foreclosure. There is some concern about inflation down the road as the economy picks up steam, and these are real concerns. But in the short term, something has to be done to get this country growing again.